Term Life Insurance the smart way.
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Term Life Insurance
Tragedy can happen when you least expect it. With the proper planning, you can ease the burden of any unfinished business on your loved ones. Our Term Life policy offers affordable temporary protection to meet your family’s urgent needs in the event of your death.
With this flexible policy you can choose the coverage that best fits your needs:
- 5 Year Level Renewable Term (coverage can be renewed every five years)
- 10 Year Level Term
- 15 Year Level Term
- 20 Year Level Term
- 25 Year Level Term
- Level Term to age 60
- Level Term to age 65
- Level Term to age 70
- Level Term to age 85
If you decide you want something more permanent, all our Term plans can be converted to a Whole Life plan before the age of 60 (without any additional medicals) or three years prior to the expiry date of the plan, whichever comes first.
You can also strengthen your term plan with optional benefits such as:
- Accidental Death – In the event of accidental death, an additional amount, as stated on the policy, is paid
- Accidental Death and Dismemberment – In the event of death or dismemberment due to an accident, the amount shown in the following Table of Losses and Benefits will be paid.
- Total Disability Waiver of Premium – In the event that you become totally disabled, the basic premium due will be waived to ensure that your policy remains in force.